• Toll-Free Number: 1800-425-0636 | Mail: rd-karnataka@esic.in | esicbng@nic.in
  • CATEGORIES OF BENEFITS

    What are the benefits that the employees get out of this Scheme ?

    The benefits available under the Scheme to the employees can be categorised under two broad heads, viz., cash benefits and non-cash benefit, viz., medical care.

    Cash Benefits:

    • Sickness benefit – for employees during the period of sickness
    • Maternity benefit – for employees during the period of confinement
    • Disablement benefit:
      • Temporary disablement benefit: for employees arising out of employment injury
      • Permanent disablement benefit: for employees arising out of employment injury
    • Dependants' benefit – for dependants of employees; in case of death of employee due to employment injury
    • Other benefits:
      • Funeral Expenses – to a person who performs the last rites of the deceased employee
      • Rehabilitation allowance – for employee who is disabled due to employment injury
      • Vocational rehabilitation - for employee who is disabled due to employment injury
      • Medical Bonus – for insured woman / wife of employee during confinement

    Medical Care: Employees and their dependants are administered medical care, through ESI dispensaries, hospitals, etc.; in case the requisite facilities are not available in the ESI hospitals, the employees are referred to premier private / government hospitals for medical treatment on 'cashless' basis. The employees / dependants of the employees are also entitled for super specialty treatment, without any ceiling on the cost of medical treatment.

    Old age medical care: For retired employee and spouse on payment of Rs.120 per year; the beneficiaries are entitled to all medical facilities available in ESI hospitals (not eligible for referral to & treatment at tie-up hospitals).